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Convenience Services

Online Account Opening
Open your United Bank account online! Complete an online Account Application, it’s easy and takes only a few minutes. (click here)
Mobile Deposit
Deposit your checks whenever it’s most convenient for you, wherever you are.  It’s completely secure and making a deposit is as easy as taking a picture.

Enrollment

You must first be enrolled in Mobile Banking to enroll in mobile deposit. Log on to Personal Online Banking, select Add Services and Mobile Deposit Signup.

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Mobile Banking & Bill Pay
You can now monitor your accounts 24/7 using your mobile phone... receive alerts, view accounts, transfer funds, even send or cancel payments whenever you need to.

Enrollment

Log on to Personal Online Banking, select User Options and click on the Enroll Now button within the Mobile Banking Profile section. Adding your mobile device within online banking will send a text message containing a link to the mobile browser or application.

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Text Mobile Banking
Don’t have internet on your phone? No problem, you can still access your account via our text mobile banking. Simply text United Bank to receive account balances, transaction history or find a branch or ATM near you.

Enrollment

Log on to Personal Online Banking, select User Options and click on the Enroll Now button within the Mobile Banking Profile section. Adding your mobile device within online banking will give you the option to select mobile services.

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Online Banking
Now you can have 24-hour access to real-time account information from the convenience of your personal computer. Online Banking is easy to use and more secure than ever. You can look up account balances, see what transactions have posted, transfer funds between accounts, even pay your bills.

Enrollment

Visit www.unitedbankofmichigan.com and under Online Banking, select Sign Up. You will need your telebank Access code created at account opening. To reset your telebank code call 800.968.1990.

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Online Bill Pay
Pay most of your bills without buying stamps, licking envelopes or worrying about checks getting held up in the mail. Unlimited online payments are yours for free.

Enrollment

Log on to Personal Online Banking, select the Bill Payments tab and fill out contact information and follow the prompts.

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Email and Text Alerts
Stay on top of account activity and avoid unnecessary fees, no matter where you are. United Bank’s Email & Text Alerts send you a message in need-to-know moments, such as when a transaction clears or when your balance drops below a pre-set level.

Enrollment

Log on to Personal Online Banking, view your message center and follow the prompts to setup your email and/or text alerts.

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Bank-to-Bank Transfers
Our Bank-to-Bank transfer service lets you move funds quickly and easily between accounts at United Bank – and those at other financial institutions, too. It’s safe and secure! Examples of things you might do include: send money to a child at college, pay your mortgage or car loan, or set up an automatic transfer to a savings account.

Enrollment

Log on to Personal Online Banking, select Add Services and Bank 2 Bank Transfer Signup and follow the prompts to complete enrollment.

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Person-to-Person PaymentsPopmoney®
Cheaper than a wire payment, faster than a check. Use Popmoney to pay anyone you know, or owe – it's the easy way to send and receive money using your United Bank account. Pay your rent or send money to your kids away at college – it's safe and secure and all you need is an email address or mobile phone number.

Enrollment

If you are a bill pay customer, you are automatically enrolled in this feature.

If you have received the “Unable to deposit funds” message, please review you automatic deposit settings within popmoney preferences. For additional assistance, please call support or contact us.

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Skip-the-Trip Deposit
Save a stop at the bank and free up a few more minutes in your day! Skip-the-Trip lets you make deposits from your home or small business – all you need is an Internet connection and a scanner.

Enrollment

Log on to Personal Online Banking, select Add Services and Skip-the-Trip Signup and follow the prompts to complete enrollment.

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FinanceWorks
Simplify your money management with FinanceWorks, powered by Quicken®. One login gives you access to all your accounts- at United Bank and elsewhere. FinanceWorks lets you see where your money is spent, helps you stay on budget and tracks tax deductions. It also can send alerts and reminders when it’s time to pay bills or balance your account. (click here)
Tele-Bank 24
Tele-Bank 24 turns any touch-tone phone into your personal bank branch, so now you can do much of your banking from anywhere you can find a phone. (click here)
eStatements
Use your email inbox instead of your mailbox. It costs you nothing to switch to eStatements — and you have access to every transaction in your account, including check images, right at your fingertips.

Enrollment

Log on to Personal Online Banking, select User Options and click Edit within the eStatement Enrollment section to change the enrollment status on each account.

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